33% of Bulgarians do not have any savings in case of emergency.

These are the results of a poll among 1144 visitors of the financial website Moitepari.bg. 20% of people have said they have enough savings to cover their basic needs for 10 or more months. Almost 50% of the polled do not keep track of their savings.

Deposit and savings accounts are the most popular ways of saving (53% of all respondents). 17% of people prefer to invest in property.

There is a tendency to ignore retirement planning with 71% of people admitting to having never calculated their future pension. 26% of the polled fail to name the fund to which their compulsory pension insurance installments go, and only 18% are saving extra cash for retirement on their own.

77% of people do not use the services of non-bank financial institutions, only 6% are paying back fast loans of over BGN 1000. 43% of the polled say they are not paying consumer loan installments to banks, 9% owe BGN 10,000 to BGN 20,000 to banks, and nearly 7% of the polled owe sums of BGN 20,000 - BGN 50,000 to banks.

Approximately 52% of all respondents do not use credit cards, while 9% have a credit card debt of BGN 1000 to BGN 3000.

The information was presented as part of the project 'My life, my finances – financial literacy for youth'.