Students credit card offer
Student credit card s are considered as important for students as these allows them in fulfilling various types of financial requirements in an easy way. There are some characteristics of student credit card offers that attract thousands of students each year across the globe. First of all, student credit card offers are provided with lots of benefits. Many student credit card s allow students in earning points or rewards, which later on can be used for booking flights, at music shops, movie theaters etc. Also, many student credit card offers are made with cash back facility.
A student can easily get up to 5% cash back on purchases made by him at gas stations, book stores, drug stores, restaurants etc. Second important feature of student credit card offer is the introductory APR. Most of student credit card offers 0% APR introductory period up to 15 months. In this period, a student can make purchases, transfer the balance to other credit card s and even can make cash advances free of interest. This facility is considered very important as this allows a student in repaying higher interest rate credit card debts by transferring the balance at 0% APR. Since most of student credit card offers are made without any requirement of annual fee, students do not mind owning these card s.
Finding best student credit card offer is easy as there are many web sites that provide comprehensive information about all the leading student credit card offers and a student can compare these to get the best one. This service is mostly provided free of cost and even a student can make online application for getting the same. Let us know about some web sites providing great student credit card offers.
Some important web sites
credit card s.com is one of leading web sites that caters to the need of students by making great student credit card offers. It leads internet in credit card marketplace and bring credit card issuers and students together. This web site is a free online resource for making comparison among leading issuers on basis of interest rates, rewards programs or points, cash back offers, etc. Apart from student credit card s, services can be obtained for comparing other types of credit card s also like small business credit card s, instant approval credit card s, etc. Information about prepaid debit or credit card s is also available. It is important to understand here that more than 1 million visitors use this web site for fulfilling their requirements. A student can also make application to the leading credit card issuers in a secured way. These issuers include Capital One, Bank of America, American Express, HSBC, First Premier Bank, Master and Visa card etc.
Similarly, credit card sinfo.com is another web site that provides student credit card offers. These offers are provided with all the important information like interest rate, cash back offers, rewards program, etc. It is considered as one of best web sites for getting desired student credit card s. Making comparison among all card s is very easy as a student can do the same by clicking a link. Through credit card reviews offer ed at this web site, a student easily know about the best offer. students can also share their bad and good experiences regarding credit card offers. Thus, this web site also functions as an information source for students for understanding various aspects regarding student credit card offers.
Let us now discuss some of leading student credit card offers to understand more.
Some leading student credit card offers
Capital One Standard Platinum for students is one of best student credit card offers available. A student can apply for this credit card online or can call at 866-547-0808 for same purpose. This credit card is meant for those students who have limited credit history and who wish to establish good credit. This student credit card offers 0% APR on all the purchases made up to Feb 09. After this period, it shall attract variable APR, which is 19.8% in present times. There is no annual or balance transfer fee attached with this card and it also provides $0 fraud liability.
Similarly, Citi Platinum Select card for College students is also one of important student credit card offers available. This credit card provides 0% APR for first 6 months on all the purchases made as well as on balance transfers and cash advances. There is no annual fee attached with this card and also, there are no requirements like minimum income or co-signor. This credit card is offer ed along with online free account management." This card is meant for those students who have good credit history. Regular APR is currently 12.99%.
Apart from above, a student can also go for Citi Dividend Platinum Select card for College students. This credit card offers 0% APR for first 6 months on cash advances, balance transfers and purchases. However, a student can earn 5% cash back on all the purchases made at gas stations, supermarkets, utilities etc for first 6 months. After this period, cash back offer is restricted to 2%. There is no annual fee and regular APR attached with this credit card is currently 13.99%. Good credit history is required for applying to this credit card.
Discover credit card s also provide great student credit card offers. For example, a student can go for Discover Student card. This credit card offers one of best rewards and benefits. Cash rewards are provided unlimitedly and a student can get up to 20% cash back bonus when he makes purchases online. This credit card also offers double rewards with over 100 cash back bonus partners. Customer services provided are excellent and a student can get answer to his queries in less than one minute. 0% APR is offer ed for an introductory period of 6 months. For applying to this credit card, it is necessary that a student has good credit history. There is no annual fee attached and regular APR currently is 14.99%.
It is advised here that a student should try to make payments before due date for keeping good credit history and for avoiding credit card debt, irrespective of the student credit card offer accepted by him.
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