Air mileage credit card

Air mileage credit cards are those credit cards that offer various types of benefits and rewards in the form of air miles basically. There are also some other offers provided by these credit cards. If a person has to travel very frequently by air, air mileage credit cards can prove very useful for him. However, these credit cards generally attract higher interest rates and thus, are not the best one for the people who carry balance. Also, interest rates have risen by good percentage over past few years. There are basically two types of air mileage credit cards available.

These are the airline based credit cards and bank based credit cards. If a person lives near an airport hub that is dominated by one airline, former air mileage credit cards are more useful. Also, if the employer allows him to travel by one airline only, airline based air mileage credit cards are more useful. In other cases, bank based air mileage credit cards are more useful. Before a person applies for any type of air mileage credit card, it is essential that he makes a deep study of these cards and compares them all for choosing the best one so that all individual travel needs are fulfilled. Let us discuss some of leading air mileage credit cards to understand more.

Some air mileage credit cards: British Airways Visa Signature is one of leading air mileage credit cards. This card is offered by British Airways and offers many travel options to the user across the globe. For the first time card usage, a person earns 15000 bonus miles. It has also partnered with Alaska and American airlines for providing extensive services. This card is issued through the Chase Bank. As far as interest rates are concerned, a person gets a 5 month introductory APR of 4.9% and after that, it is applied at 13.99% variable for all the unpaid balances. This air mileage credit card offers large choice of international and domestic flights. Other benefit received is that when a person pays full price for first ticket, he gets free second companion ticket. This credit card attracts an annual fee of $75 and only residents of U.S are eligible to apply. Apart from 15000 bonus miles, a person also earns 2 BA miles for one dollar spent on purchases at British Airways. For one dollar spent elsewhere, a person earns 1 BA mile. These miles can be redeemed for flights to more than 600 destinations across the globe. This air mileage credit card also offers some exclusive rewards like automatic enrollment in the executive club of BA, 100% protection against unauthorized use, and exclusive offers provided by the visa signature.

Citi Gold Advantage World is another air mileage credit card available. This credit card has got powers of Master Card and a person can easily earn 15000 bonus miles after making a purchase of $750 within 4 months of receiving the credit card. Apart from this, he can also earn 1 Advantage mile for each dollar spent on eligible purchases. Maximum miles that can be earned per year have been capped at 60000. Miles gained can be redeemed with more than 25 top airlines companies, hundreds of luxurious hotels and most of leading car rental companies. This credit card attracts an annual fee of $50 and regular APR attached is 14.49%.

Another air mileage credit card available is Capital One No Hassle Miles Ultra. This credit card has been designed for professionals that have to travel frequently. Through this credit card, a person can easily earn double miles on each dollar spent on all types of purchases and can also get benefited from 0% APR offered until October 2009. There is no expiration date for the miles earned, which can be earned to any limit. Similarly, there are no types of seat restrictions or black out dates. Regular APR attached with this credit card is 9.9% and annual fee is $39.

Alaska Airlines Visa Signature is also one of leading air mileage credit cards. It offers 20000 bonus miles on approval and these miles are compatible with the frequent flyer program.

A person earns 2 miles for each dollar spent on purchases at Alaska Airlines and Horizon Vacation Package and Air Ticket. User also gets up to 5 miles per each dollar spent in some selected restaurants. This card is issued by FIA. There is no introductory APR offer available and annual fee requirements is $75.

Gold Delta Sky Miles is also one of popular air mileage credit cards. It is issued by American Express and allows a person to earn up to 25000 miles in bonus, which can be utilized for getting discounts in Delta Flights. Miles can be used for paying any type of seat in Delta and there are no seat restrictions attached. Even a person can redeem the miles for a domestic economy ticket. Sky Miles are earned for each dollar spent on purchases. One important benefit attached with this credit card is that there is no annual fee requirement for the first year and afterwards, it is $95. If a person is a qualified American Express card member, he can pay annual fee at $45. Regular APR attached with his card is 14.49%. An introductory offer of 9.99% APR is also offered for a period of 12 months.

Jet Blue from American Express is also one of important air mileage credit cards. A person gets 50 True Blue points after he makes first purchase from this credit card. These points never expire. For each dollar spent on purchases, user gains one award dollar. Doubt award dollars can be gained by spending dollars on leisure, entertainment, dining, traveling etc. 200 award dollars are equivalent to 1 True Blue point and with 100 such points, a person can make one round trip. Introductory APR offered is 3.99% for a period of 6 months and regular APR attached is 14.49%. Annual fee payable is $40.

Air mileage credit card

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